Coinbase Fee Calculator

Transaction Amount:

What payment method is being used?

Total Fee: $

Total Cost: $

This page covers everything you need to know about how Coinbase's fees work.

It's definitely not straightforward, so that's why we've made it really simple to understand with this in-depth guide!

Fees Charged by Coinbase for Bank Transactions

Transaction Amount Coinbase Fee
$10 or less $0.99
More than $10, and less than or equal to $25 $1.49
More than $25, and less than or equal to $50 $1.99
More than $50, and less than or equal to $200 $2.99

Coinbase Fees by Payment Method

Payment Method Fee
US bank account 1.49%
Coinbase USD wallet 1.49%
Debit card 3.99%
Instant card withdrawal Up to 1.50% of any transaction, with $0.55 minimum fee


Coinbase services all players in the cryptocurrency space, from beginner investors to institutions. It was their over-the-counter (OTC) desk that brokered Tesla's $1.5 billion purchase of Bitcoin.

Coinbase Pro is targeted to advanced retail traders and offers different fees to the simpler interface.

Having collected over $2 billion in fees alone since its inception, you may be wondering how high Coinbase's fees are for buying, selling, and converting between cryptocurrencies. If so, you've come to the right place.

In this in-depth guide, we'll break down the fees and uncover the secrets that will help you to fully understand and minimize the costs of trading on Coinbase.

Buying Fees

Coinbase charges a fee for every purchase you make. The exact amount varies depending on the payment method used and the amount purchased.

For smaller purchases, the following fees apply.

Amount Fees
Less than or equal to $10 CAD$0.99
More than $10 but less than $25 CAD$1.49
More than $25 but less than $50 CAD$1.99
More than $50 but less than $200 CAD$2.99

These flat fees make buying small amounts of crypto on Coinbase quite expensive.

For example, on a $51 transaction, you'll pay $2.99 in fees. That's nearly *6%*!

If you're an investor looking to DCA (dollar cost average) a small amount into crypto every paycheck, you'll end up losing a sizeable chunk of your money to fees.

While you may be willing to pay a 6% fee at the time of purchase, keep in mind the effect that appreciation in the price of Bitcoin will have on this loss of purchasing power.

A 6% fee paid on a $100 investment when the price of Bitcoin is at $5,000 works out to $6.00 of purchasing power lost. But when Bitcoin hits $50,000, that $6.00 loss becomes $60.00! As you can see, minimizing fees now is important for maximizing your future returns.

One way to do this on Coinbase is to buy larger amounts. This way, you can take advantage of Coinbase's (slightly) reduced fees for purchases over $200.

Country/Region Payment Method Funds Available Currency Fees
Australia Debit/Credit Card Instant AUD 3.99%
Canada Debit/Credit Card Instant CAD 3.99%
Chile Debit/Credit Card Instant CLP 3.99%
Europe SEPA Transfer 1-3 days EUR 1.49%
Debit/Credit Card Instant EUR 3.99%
Mexico Debit/Credit Card Instant MXN 3.99%
Singapore Debit/Credit Card Instant SGD 3.99%
Xfers Transfer Instant SGD 1.49%
UK Debit/Credit Card Instant GBP 3.99%
SEPA Transfer or Faster Payments Instant GBP 1.49%
USA Bank Transfer 5-7 days USD 1.49%
Debit/Credit Card Instant USD 3.99%
Coinbase USD Balance Instant USD 1.49%

4% is still a relatively high price to pay for the convenience of instant Bitcoin purchases. It means that you'll receive $96 of crypto for every $100 you spend.

As you can see, it's quite a bit cheaper to deposit fiat currency via a SEPA or ACH transfer and then use this balance to buy Bitcoin. This way, you'll only pay 1.49%.

The good news is that the exact fee you'll pay for buying Bitcoin on Coinbase is always visible before you make your purchase.

Selling Fees

The fees outlined above apply to selling cryptocurrency on Coinbase too. You'll pay a 3.99% fee for selling to a debit or credit card, and 1.49% for selling to your Coinbase fiat balance.

Conversion Fees

Converting between cryptocurrencies is possible on Coinbase. Doing a direct conversion means you avoid paying fees twice, when selling to fiat and when buying back into a crypto-asset.

You'll still have to pay fees, though.

Withdrawal Fees

Withdrawals from Coinbase are subject to fees, whether you're taking out crypto or fiat currency.

Withdrawing Fiat

Instant card withdrawals in the US will cost you up to 1.5% plus a minimum fee of $0.55. ACH transfers are free, while withdrawing USD via a wire transfer will incur a $25 fee.

Withdrawing fiat via SEPA transfer in the EU or UK will cost you a flat €0.15.

In Canada, PayPal withdrawals will cost you a flat 1%.

Withdrawing Crypto

Taking your crypto out of Coinbase will also cost you a small fee. This ranges from between $1.00-$5.00 for BTC, to generally less than $1.00 for other cryptocurrencies.

This fee will vary based on network congestion at the time you initiate your withdrawal.